/* PKV Mentor � Design System */
:root {
  --color-navy: #1E2B4F;
  --color-accent: #1AAE8C;
  --color-accent-hover: #159a7c;
  --color-accent-light: #E6F7F2;
  --color-white: #FFFFFF;
  --color-bg-alt: #F7F8FA;
  --color-text: #3A3F4B;
  --color-text-muted: #6B7280;
  --color-border: #E2E6ED;
  --color-error: #DC2626;

  --font-family: 'Inter', system-ui, -apple-system, sans-serif;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 20px;

  --shadow-sm: 0 1px 3px rgba(30, 43, 79, 0.06);
  --shadow-md: 0 4px 20px rgba(30, 43, 79, 0.08);
  --shadow-lg: 0 8px 40px rgba(30, 43, 79, 0.12);

  --header-height: 72px;
  --transition: 200ms ease;
  --container: 1140px;
  --container-narrow: 720px;
}

*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-height) + 16px);
}

body {
  margin: 0;
  font-family: var(--font-family);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--color-text);
  background: var(--color-white);
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-accent);
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
}

a:hover {
  color: var(--color-accent-hover);
}

h1, h2, h3 {
  color: var(--color-navy);
  line-height: 1.25;
  margin: 0 0 0.75rem;
}

h1 {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
}

h2 {
  font-size: clamp(1.5rem, 3vw, 2.125rem);
  font-weight: 700;
  letter-spacing: -0.01em;
}

h3 {
  font-size: 1.125rem;
  font-weight: 600;
}

p {
  margin: 0 0 1rem;
}

ul, ol {
  margin: 0;
  padding: 0;
}

address {
  font-style: normal;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  top: -100%;
  left: 1rem;
  z-index: 9999;
  padding: 0.75rem 1.25rem;
  background: var(--color-navy);
  color: var(--color-white);
  border-radius: var(--radius-sm);
  text-decoration: none;
  font-weight: 600;
}

.skip-link:focus {
  top: 1rem;
}

.container {
  width: min(100% - 2rem, var(--container));
  margin-inline: auto;
}

.container--narrow {
  width: min(100% - 2rem, var(--container-narrow));
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  font-family: inherit;
  font-size: 0.9375rem;
  font-weight: 600;
  line-height: 1.2;
  border-radius: var(--radius-lg);
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: background var(--transition), color var(--transition), border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  white-space: nowrap;
}

.btn:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

.btn--primary {
  background: var(--color-accent);
  color: var(--color-white);
  border-color: var(--color-accent);
}

.btn--primary:hover {
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--ghost {
  background: transparent;
  color: var(--color-navy);
  border-color: var(--color-border);
}

.btn--ghost:hover {
  border-color: var(--color-navy);
  color: var(--color-navy);
  background: var(--color-bg-alt);
}

.btn--lg {
  padding: 1rem 1.75rem;
  font-size: 1rem;
  border-radius: var(--radius-xl);
}

.btn--full {
  width: 100%;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid var(--color-border);
  height: var(--header-height);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: 1rem;
  position: relative;
  overflow: visible;
}

.header__logo img {
  height: 50px;
  width: auto;
  max-width: min(240px, 52vw);
}

.nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav__list {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  list-style: none;
}

.nav__link {
  color: var(--color-navy);
  text-decoration: none;
  font-size: 0.9375rem;
  font-weight: 500;
  transition: color var(--transition);
}

.nav__link:hover {
  color: var(--color-accent);
}

.btn--nav {
  padding: 0.625rem 1.25rem;
  font-size: 0.875rem;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 0;
  background: none;
  border: none;
  cursor: pointer;
  border-radius: var(--radius-sm);
}

.nav-toggle:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

.nav-toggle__bar {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-navy);
  border-radius: 1px;
  transition: transform var(--transition), opacity var(--transition);
  margin-inline: auto;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Hero – full-bleed stage, copy on left ~50% */
.hero {
  position: relative;
  display: flex;
  align-items: center;
  min-height: clamp(32rem, 72vh, 42rem);
  padding: clamp(3rem, 7vw, 5rem) 0;
  overflow: hidden;
  background: #e8e2d8;
}

.hero__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
  z-index: 0;
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    rgba(236, 230, 222, 0.35) 0%,
    rgba(236, 230, 222, 0.12) 42%,
    transparent 58%
  );
}

.hero__inner {
  position: relative;
  z-index: 1;
  width: min(100% - 2rem, var(--container));
  margin-inline: auto;
}

.hero__content {
  width: min(100%, 38rem);
  max-width: 54%;
}

.hero__kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin: 0 0 1rem;
  padding: 0.4rem 0.85rem 0.4rem 0.65rem;
  font-size: 0.8125rem;
  font-weight: 600;
  line-height: 1.3;
  color: var(--color-navy);
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(26, 174, 140, 0.4);
  border-radius: 999px;
  backdrop-filter: blur(6px);
  max-width: 100%;
}

.hero__kicker-icon {
  display: flex;
  flex-shrink: 0;
  width: 1rem;
  height: 1rem;
  color: var(--color-accent);
}

.hero__kicker-icon svg {
  width: 100%;
  height: 100%;
}

.hero__content h1 {
  margin-bottom: 0.75rem;
}

.hero__lead {
  font-size: clamp(1.0625rem, 2vw, 1.25rem);
  font-weight: 500;
  line-height: 1.45;
  color: var(--color-navy);
  margin: 0 0 0.85rem;
  max-width: 48ch;
}

.hero__benefit {
  font-size: clamp(1.0625rem, 2vw, 1.1875rem);
  font-weight: 700;
  line-height: 1.4;
  color: var(--color-navy);
  margin: 0 0 1.5rem;
  max-width: 42ch;
}

.hero__subline {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--color-text);
  margin-bottom: 1.75rem;
  max-width: 42ch;
}

.hero .btn--ghost {
  background: rgba(255, 255, 255, 0.55);
  border-color: rgba(30, 43, 79, 0.28);
  backdrop-filter: blur(6px);
}

.hero .btn--ghost:hover {
  background: rgba(255, 255, 255, 0.85);
  border-color: var(--color-navy);
}

.trust-badges {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem 1.25rem;
  margin-bottom: 2rem;
  list-style: none;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-navy);
}

.trust-badge__icon {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  color: var(--color-accent);
}

.trust-badge__icon svg {
  width: 100%;
  height: 100%;
}

.hero__actions {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.75rem;
}

.hero__cta-buttons {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
}

.hero__cta {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.5rem;
}

.hero__cta-note {
  margin: 0;
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--color-text-muted);
}

.hero__text-link {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-navy);
  text-decoration: none;
  text-underline-offset: 3px;
}

.hero__text-link:hover,
.hero__text-link:focus-visible {
  color: var(--color-accent);
  text-decoration: underline;
}

/* Savings proof strip – full-bleed under hero */
.savings-banner {
  background: var(--color-accent);
  color: var(--color-white);
  padding: 1.25rem 0;
  text-align: center;
}

.savings-banner__text {
  margin: 0;
  color: inherit;
  font-size: clamp(0.9375rem, 2.1vw, 1.125rem);
  font-weight: 700;
  line-height: 1.45;
  text-wrap: balance;
}

.savings-banner__note {
  margin: 0.5rem 0 0;
  color: inherit;
  font-size: clamp(0.6875rem, 1.5vw, 0.8125rem);
  font-weight: 400;
  line-height: 1.45;
  opacity: 0.92;
  text-wrap: balance;
}

/* Topic landing – same full-bleed photo hero as home, plus breadcrumb */
.breadcrumb {
  margin: 0 0 1.25rem;
  font-size: 0.8125rem;
}

.breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.35rem 0.5rem;
  list-style: none;
}

.breadcrumb a {
  color: var(--color-navy);
  text-decoration: none;
  opacity: 0.75;
}

.breadcrumb a:hover {
  color: var(--color-accent);
  opacity: 1;
  text-decoration: underline;
}

.breadcrumb li:not(:last-child)::after {
  content: '/';
  margin-left: 0.5rem;
  color: rgba(30, 43, 79, 0.35);
}

.breadcrumb [aria-current="page"] {
  color: rgba(30, 43, 79, 0.55);
}

a.feature-card {
  display: block;
  text-decoration: none;
  color: inherit;
}

a.feature-card:hover {
  color: inherit;
}

a.feature-card .feature-card__more {
  display: inline-block;
  margin-top: 0.85rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-accent);
}

.card-grid--3 {
  grid-template-columns: repeat(3, 1fr);
}

/* Sections */
.section {
  padding: clamp(3.5rem, 7vw, 5.5rem) 0;
}

.section--alt {
  background: var(--color-bg-alt);
}

.section--cta {
  background: linear-gradient(180deg, var(--color-bg-alt) 0%, var(--color-accent-light) 100%);
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 3rem;
}

.section-header__sub {
  color: var(--color-text-muted);
  font-size: 1.0625rem;
  margin-bottom: 0;
}

.section-cta {
  text-align: center;
  margin-top: 2.5rem;
}

/* Chart */
.chart-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-md);
  margin: 0;
}

.chart-card__title {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-navy);
  margin-bottom: 1.5rem;
  text-align: center;
}

.chart-card__bars {
  display: flex;
  justify-content: center;
  align-items: flex-end;
  gap: 3rem;
  height: 180px;
  margin-bottom: 1rem;
}

.chart-bar {
  display: flex;
  flex-direction: column;
  align-items: center;
  height: 100%;
  justify-content: flex-end;
  gap: 0.5rem;
}

.chart-bar__fill {
  width: 64px;
  height: var(--height);
  background: var(--color-navy);
  border-radius: var(--radius-md) var(--radius-md) 0 0;
  opacity: 0.2;
  transition: height 600ms ease;
}

.chart-bar__fill--accent {
  background: var(--color-accent);
  opacity: 1;
}

.chart-bar__value {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-navy);
}

.chart-bar__year {
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

.chart-card__delta {
  text-align: center;
  font-weight: 600;
  color: var(--color-navy);
  margin-bottom: 0.5rem;
}

.chart-card__badge {
  display: inline-block;
  background: var(--color-accent-light);
  color: var(--color-accent);
  padding: 0.25rem 0.75rem;
  border-radius: 999px;
  font-size: 0.9375rem;
  margin-right: 0.25rem;
}

.chart-card__disclaimer {
  text-align: center;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  margin: 0;
}

/* Feature cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.feature-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 1.75rem;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.section--alt .feature-card {
  background: var(--color-white);
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-accent-light);
}

.feature-card__icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-accent-light);
  border-radius: 50%;
  color: var(--color-accent);
  margin-bottom: 1.25rem;
}

.feature-card__icon svg {
  width: 24px;
  height: 24px;
}

.feature-card p {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  margin: 0;
}

.feature-card--interactive {
  width: 100%;
  text-align: left;
  font-family: inherit;
  cursor: pointer;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  appearance: none;
  -webkit-appearance: none;
}

.feature-card--interactive.is-active,
.feature-card--interactive:focus-visible {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(26, 174, 140, 0.15);
}

.feature-card--interactive h3,
.feature-card--interactive p {
  pointer-events: none;
}

.slide-viewer__caption {
  text-align: center;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  margin: 0.75rem 0 0;
}

/* Topic tabs & slide viewer */
.topic-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  justify-content: center;
  margin-bottom: 1.5rem;
}

.topic-tab {
  padding: 0.625rem 1.125rem;
  font-family: inherit;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
  background: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: 999px;
  cursor: pointer;
  text-decoration: none;
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}

a.topic-tab:hover {
  color: var(--color-accent);
}

.topic-tab:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.topic-tab.is-active {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: var(--color-white);
}

.topic-tab:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

.slide-viewer {
  margin: 0 auto;
  max-width: 720px;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 0.75rem;
  box-shadow: var(--shadow-lg);
}

.slide-viewer__img {
  width: 100%;
  border-radius: calc(var(--radius-xl) - 4px);
  transition: opacity 200ms ease;
}

.slide-viewer__img.is-fading {
  opacity: 0.4;
}

.footer__logo {
  max-width: 260px;
  width: 100%;
  height: auto;
}

/* Benefits */
.benefits-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem 2rem;
  max-width: 800px;
  margin: 0 auto;
  list-style: none;
}

.benefits-list__item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-weight: 500;
  color: var(--color-navy);
}

.benefits-list__check {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  color: var(--color-accent);
  margin-top: 2px;
}

.benefits-list__check svg {
  width: 100%;
  height: 100%;
}

/* Steps */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  list-style: none;
  counter-reset: none;
}

.step {
  position: relative;
  background: var(--color-bg-alt);
  border-radius: var(--radius-xl);
  padding: 1.75rem 1.5rem;
  border: 1px solid var(--color-border);
}

.section:not(.section--alt) .step {
  background: var(--color-white);
}

.step__number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: var(--color-accent);
  color: var(--color-white);
  font-weight: 700;
  font-size: 1.125rem;
  border-radius: 50%;
  margin-bottom: 1rem;
}

.step__content p {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  margin: 0;
}

/* About / Trust */
.about__content {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3rem;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.trust-item {
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
}

.trust-item__icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-accent-light);
  border-radius: 50%;
  color: var(--color-accent);
  margin: 0 auto 1rem;
}

.trust-item__icon svg {
  width: 28px;
  height: 28px;
}

.trust-item p {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  margin: 0;
}

/* Accordion */
.accordion__item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  margin-bottom: 0.75rem;
  background: var(--color-white);
  overflow: hidden;
}

.accordion__item[open] {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-sm);
}

.accordion__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  font-weight: 600;
  color: var(--color-navy);
  cursor: pointer;
  list-style: none;
  transition: color var(--transition);
}

.accordion__trigger::-webkit-details-marker {
  display: none;
}

.accordion__trigger::after {
  content: '+';
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--color-accent);
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: 1rem;
}

.accordion__item[open] .accordion__trigger::after {
  transform: rotate(45deg);
}

.accordion__trigger:hover {
  color: var(--color-accent);
}

.accordion__panel {
  padding: 0 1.5rem 1.25rem;
}

.accordion__panel p {
  margin: 0;
  color: var(--color-text-muted);
}

/* CTA Header */
.cta-header {
  text-align: center;
  margin-bottom: 2.5rem;
}

.cta-header p {
  color: var(--color-text-muted);
  font-size: 1.0625rem;
  max-width: 52ch;
  margin-inline: auto;
}

/* Form */
.contact-form {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  box-shadow: var(--shadow-lg);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group--third {
  width: 33.333%;
  max-width: 12rem;
}

.form-group--half {
  width: 50%;
  max-width: 20rem;
}

.form-group label,
.form-group legend {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
  margin-bottom: 0.375rem;
}

.form-group legend {
  margin-bottom: 0.625rem;
}

.required {
  color: var(--color-error);
}

.optional {
  font-weight: 400;
  color: var(--color-text-muted);
}

.form-group input[type="text"],
.form-group input[type="email"],
.form-group input[type="tel"],
.form-group input[type="date"],
.form-group input[type="number"],
.form-group select,
.form-group textarea {
  width: 100%;
  min-height: 3rem;
  padding: 0.75rem 1rem;
  font-family: inherit;
  font-size: 1rem;
  line-height: 1.4;
  color: var(--color-text);
  background: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition), box-shadow var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 1rem;
  padding-right: 2.75rem;
  cursor: pointer;
}

.form-group input[type="date"] {
  color-scheme: light;
  position: relative;
}

.form-group input[type="date"]::-webkit-calendar-picker-indicator {
  cursor: pointer;
  opacity: 0.65;
  padding: 0.25rem;
  margin-left: 0.25rem;
  border-radius: 4px;
  transition: opacity var(--transition), background var(--transition);
}

.form-group input[type="date"]::-webkit-calendar-picker-indicator:hover {
  opacity: 1;
  background: var(--color-accent-light);
}

.form-group input[type="date"]::-webkit-datetime-edit {
  padding: 0;
}

.form-group input[type="date"]::-webkit-datetime-edit-fields-wrapper {
  padding: 0;
}

.form-group input[type="number"] {
  -moz-appearance: textfield;
}

.form-group input[type="number"]::-webkit-outer-spin-button,
.form-group input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(26, 174, 140, 0.15);
}

.form-group input.is-invalid,
.form-group select.is-invalid {
  border-color: var(--color-error);
}

.form-group input.is-invalid:focus {
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.15);
}

.input-currency {
  position: relative;
  display: flex;
  align-items: center;
}

.input-currency input {
  width: 100%;
  padding-right: 2.75rem;
}

.input-currency__suffix {
  position: absolute;
  right: 1rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-text-muted);
  font-weight: 600;
  pointer-events: none;
}

.form-hint {
  display: block;
  margin-top: 0.35rem;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.form-group.is-hidden,
.form-group[hidden] {
  display: none !important;
}

/* Legal pages */
.legal-page {
  padding: clamp(2.5rem, 6vw, 4.5rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  background: var(--color-bg-alt);
}

.legal-page__inner {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 4vw, 2.75rem);
  box-shadow: var(--shadow-md);
}

.legal-page__eyebrow {
  margin-bottom: 1rem;
  font-size: 0.9375rem;
}

.legal-page__eyebrow a {
  color: var(--color-navy);
  text-decoration: none;
  font-weight: 500;
}

.legal-page__eyebrow a:hover {
  color: var(--color-accent);
}

.legal-page h1 {
  margin-bottom: 0.75rem;
}

.legal-page__lead {
  color: var(--color-text-muted);
  font-size: 1.0625rem;
  margin-bottom: 0.35rem;
}

.legal-page__meta {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin-bottom: 1.75rem;
}

.legal-download {
  margin: 0 0 2rem;
}

.legal-download--bottom {
  margin: 2.5rem 0 0;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
}

.legal-block,
.legal-content {
  color: var(--color-text);
}

.legal-block + .legal-block,
.legal-content h2 {
  margin-top: 2rem;
}

.legal-content h2,
.legal-block h2 {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.legal-content h3,
.legal-block h3 {
  font-size: 1.05rem;
  margin: 1.25rem 0 0.5rem;
}

.legal-content p,
.legal-block p {
  margin-bottom: 0.9rem;
}

.legal-content ul {
  margin: 0 0 1rem;
  padding-left: 1.25rem;
}

.legal-content li {
  margin-bottom: 0.4rem;
}

.radio-group {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
}

.radio-label,
.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  font-size: 0.9375rem;
  font-weight: 400;
  color: var(--color-text);
  cursor: pointer;
}

.radio-label input,
.checkbox-label input {
  margin-top: 0.2rem;
  accent-color: var(--color-accent);
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.form-group--checkbox {
  margin-top: 0.5rem;
}

.form-error {
  display: block;
  font-size: 0.8125rem;
  color: var(--color-error);
  margin-top: 0.375rem;
  min-height: 1.25rem;
}

.form-success {
  text-align: center;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 3rem 2rem;
  box-shadow: var(--shadow-lg);
}

.form-success__icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-accent-light);
  border-radius: 50%;
  color: var(--color-accent);
  margin: 0 auto 1.25rem;
}

.form-success__icon svg {
  width: 32px;
  height: 32px;
}

.form-success h3 {
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.form-success p {
  color: var(--color-text-muted);
  margin: 0;
}

/* Honeypot – off-screen, not display:none (bots often skip that) */
.hp-field {
  position: absolute;
  left: -10000px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.btn[aria-busy="true"] {
  opacity: 0.75;
  cursor: wait;
}

/* Danke / Fehler */
.status-page {
  min-height: calc(100vh - 200px);
  display: flex;
  align-items: center;
  padding: 4rem 0;
  background:
    radial-gradient(ellipse 80% 50% at 50% -20%, rgba(30, 58, 95, 0.08), transparent),
    var(--color-bg, #f7f8fa);
}

.status-page__inner {
  width: 100%;
}

.status-card {
  text-align: center;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 3rem 2rem;
  box-shadow: var(--shadow-lg);
}

.status-card__icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  margin: 0 auto 1.25rem;
}

.status-card__icon svg {
  width: 32px;
  height: 32px;
}

.status-card__icon--ok {
  background: var(--color-accent-light);
  color: var(--color-accent);
}

.status-card__icon--err {
  background: rgba(180, 60, 60, 0.12);
  color: #b43c3c;
}

.status-card h1 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 0.75rem;
}

.status-card p {
  color: var(--color-text-muted);
  margin: 0 auto 1.75rem;
  max-width: 36rem;
}

.status-card__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: center;
}

.status-card .btn--ghost {
  background: transparent;
  color: var(--color-navy);
  border: 1px solid rgba(30, 58, 95, 0.25);
}

.status-card .btn--ghost:hover {
  border-color: var(--color-navy);
  background: rgba(30, 58, 95, 0.04);
}

/* Footer */
.footer {
  background: var(--color-navy);
  color: rgba(255, 255, 255, 0.85);
  padding: 3.5rem 0 2rem;
}

.footer h3 {
  color: var(--color-white);
  font-size: 0.9375rem;
  font-weight: 600;
  margin-bottom: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
}

.footer a:hover {
  color: var(--color-accent);
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}

.footer__logo {
  opacity: 1;
}

.footer__contact p {
  margin-bottom: 0.5rem;
  font-size: 0.9375rem;
}

.footer__links ul {
  list-style: none;
}

.footer__links li {
  margin-bottom: 0.5rem;
}

.footer__legal {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 1.5rem;
}

.footer__disclaimer {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 0.75rem;
  max-width: 72ch;
}

.footer__copy {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.45);
  margin: 0;
}

.footer__consent-link {
  appearance: none;
  background: none;
  border: 0;
  padding: 0;
  margin: 0;
  font: inherit;
  font-size: inherit;
  color: rgba(255, 255, 255, 0.7);
  text-decoration: underline;
  text-underline-offset: 2px;
  cursor: pointer;
  text-align: left;
}

.footer__consent-link:hover,
.footer__consent-link:focus-visible {
  color: var(--color-accent);
}

.footer__consent-link--inline {
  display: inline-block;
  margin-top: 0.75rem;
  font-size: 0.8125rem;
}

/* Consent banner – Meta Pixel only after marketing opt-in */
.consent-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 1200;
  background: var(--color-navy);
  color: var(--color-white);
  box-shadow: 0 -8px 32px rgba(30, 43, 79, 0.28);
  padding: 1.25rem 0 calc(1.25rem + env(safe-area-inset-bottom, 0px));
}

.consent-banner[hidden] {
  display: none !important;
}

.consent-banner__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  gap: 1.25rem 1.5rem;
}

.consent-banner__copy {
  flex: 1 1 18rem;
  min-width: 0;
}

.consent-banner__title {
  margin: 0 0 0.35rem;
  color: var(--color-white);
  font-size: 1.0625rem;
  font-weight: 700;
  line-height: 1.3;
}

.consent-banner__text {
  margin: 0;
  font-size: 0.875rem;
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.88);
}

.consent-banner__text a {
  color: var(--color-accent);
}

.consent-banner__text a:hover {
  color: #ffffff;
}

.consent-banner__details {
  margin-top: 0.85rem;
  padding: 0.85rem 1rem;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.08);
}

.consent-banner__option {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.875rem;
  line-height: 1.45;
  cursor: pointer;
}

.consent-banner__option input {
  margin-top: 0.2rem;
  flex-shrink: 0;
  accent-color: var(--color-accent);
}

.consent-banner__hint {
  margin: 0.65rem 0 0;
  font-size: 0.75rem;
  line-height: 1.45;
  color: rgba(255, 255, 255, 0.65);
}

.consent-banner__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  align-items: center;
  justify-content: flex-end;
  flex: 0 1 auto;
}

.consent-banner__btn {
  white-space: nowrap;
}

.consent-banner .btn--ghost {
  color: var(--color-white);
  border-color: rgba(255, 255, 255, 0.45);
  background: transparent;
}

.consent-banner .btn--ghost:hover,
.consent-banner .btn--ghost:focus-visible {
  color: var(--color-navy);
  background: var(--color-white);
  border-color: var(--color-white);
}

@media (max-width: 768px) {
  .consent-banner__inner {
    flex-direction: column;
    align-items: stretch;
  }

  .consent-banner__actions {
    flex-direction: column;
    align-items: stretch;
  }

  .consent-banner__btn {
    width: 100%;
    white-space: normal;
  }
}

/* Desktop: leichter Blur im Header (kein Mobile – würde fixed-Nav clippen) */
@media (min-width: 769px) {
  .header {
    backdrop-filter: blur(12px);
  }
}

/* Responsive */
@media (max-width: 1024px) {
  .savings-banner {
    padding: 1.125rem 0;
  }

  .hero__content {
    max-width: 52%;
  }

  .card-grid,
  .card-grid--3 {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 900px) {
  .hero {
    min-height: clamp(28rem, 68vh, 38rem);
  }

  .hero__bg {
    object-position: 58% center;
    filter: saturate(0.55) brightness(1.08) contrast(0.92);
  }

  .hero::after {
    background: linear-gradient(
      105deg,
      rgba(247, 244, 239, 0.92) 0%,
      rgba(247, 244, 239, 0.82) 42%,
      rgba(247, 244, 239, 0.45) 68%,
      rgba(247, 244, 239, 0.18) 100%
    );
  }

  .hero__content {
    max-width: min(100%, 30rem);
    width: 100%;
  }

  .trust-grid {
    grid-template-columns: 1fr;
    max-width: 400px;
    margin-inline: auto;
  }
}

@media (max-width: 768px) {
  .nav-toggle {
    display: flex;
    position: relative;
    z-index: 160;
  }

  .nav {
    position: fixed;
    top: var(--header-height);
    left: 0;
    right: 0;
    width: 100%;
    height: calc(100vh - var(--header-height));
    height: calc(100dvh - var(--header-height));
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: #ffffff;
    padding: 1.5rem;
    transform: translateX(100%);
    transition: transform 300ms ease, visibility 300ms ease;
    overflow-y: auto;
    z-index: 150;
    visibility: hidden;
    pointer-events: none;
    -webkit-overflow-scrolling: touch;
  }

  .nav.is-open {
    transform: translateX(0);
    visibility: visible;
    pointer-events: auto;
  }

  .nav__list {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin-bottom: 1.5rem;
  }

  .nav__link {
    display: block;
    padding: 0.875rem 0;
    font-size: 1.0625rem;
    color: var(--color-navy);
    border-bottom: 1px solid var(--color-border);
  }

  .nav__link:hover,
  .nav__link:focus-visible {
    color: var(--color-accent);
  }

  .btn--nav {
    width: 100%;
    text-align: center;
    color: #ffffff;
  }

  .trust-badges {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
    padding: 2rem 0 2.5rem;
  }

  .savings-banner {
    padding: 1rem 0;
  }

  .savings-banner__text {
    font-size: 0.9375rem;
  }

  .savings-banner__note {
    margin-top: 0.4rem;
    font-size: 0.6875rem;
  }

  .hero__bg {
    object-position: 70% center;
    /* Mittelweg: lesbar, aber Foto nicht zu hell / zu verwaschen */
    filter: saturate(0.5) brightness(0.98) contrast(0.9) blur(1px);
    transform: scale(1.02);
    transform-origin: center center;
  }

  .hero::after {
    background:
      linear-gradient(
        180deg,
        rgba(247, 244, 239, 0.55) 0%,
        rgba(247, 244, 239, 0.4) 55%,
        rgba(247, 244, 239, 0.28) 100%
      ),
      linear-gradient(
        105deg,
        rgba(247, 244, 239, 0.82) 0%,
        rgba(247, 244, 239, 0.68) 50%,
        rgba(247, 244, 239, 0.35) 100%
      );
  }

  .hero__content {
    max-width: 100%;
  }

  .hero__actions {
    align-items: stretch;
  }

  .hero__cta-buttons {
    flex-direction: column;
    width: 100%;
  }

  .hero__cta-buttons .btn,
  .hero__cta .btn,
  .hero__actions > .btn {
    width: 100%;
    text-align: center;
  }

  .hero__cta {
    width: 100%;
    align-items: stretch;
  }

  .hero__cta-note,
  .hero__text-link {
    text-align: center;
  }

  .benefits-list {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .form-group--third,
  .form-group--half {
    width: 100%;
    max-width: none;
  }

  .footer__grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

@media (max-width: 540px) {
  .card-grid,
  .card-grid--3,
  .steps {
    grid-template-columns: 1fr;
  }

  .chart-card__bars {
    gap: 2rem;
  }

  .chart-bar__fill {
    width: 48px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *, *::before, *::after {
    transition-duration: 0.01ms !important;
  }

}
